Denmark’s financial regulator, the Danish Financial Supervisory Authority (Finanstilsynet), has issued Danish fintech firm Inpay with an injunction over what it describes as “serious violations” of the Money Laundering Act.

The injunction, announced by the regulator on Monday, temporarily bars Inpay from establishing new business customers in the online gaming sector until the firm has documented to Finanstilsynet that violations of the Money Laundering Act have ceased.

Inpay A/S is a Copenhagen-based fintech firm offering payment services for the online gaming industry alongside other sectors. The firm says it offers low-cost, real-time, 24/7 cross-border payments for businesses and financial institutions, including both fiat and crypto payments.

Finanstilsynet’s ruling comes after it carried out a money laundering inspection in March 2026.

The regulator outlined that the violations concern insufficient implementation of customer due diligence procedures when a customer’s circumstances change, alongside a failure to assess the purpose and intended nature of business relationships with iGaming clients that carry a high risk of money laundering or terrorist financing. It also ruled that the company does not carry out sufficient “outgoing monitoring” of its iGaming customers.

In a statement sent to iGB, Inpay says that it takes the FSA’s decision seriously. “The order stems from the Danish FSA’s (Finanstilsynet) regular inspection in March 2026, which included, among other things, an assessment of Inpay’s control environment in the area of anti-money laundering,” a company statement reads.

The firm says it had already taken the decision to halt new igaming customers onboardings on July 27. “Inpay’s board decided on its own initiative to halt the establishment of new business customer relationships within online gaming, rather than wait for the decision,” the company said in the statement.

The company confirmed to iGB that existing business customers both in online gaming and other sectors were not affected and would experience no changes, and that this is a temporary pause on new igaming customers only.

Finanstilsynet details AML breaches

Finanstilsynet claimed the violations concern the “majority” of the company’s customer portfolio, which it says accounts for a significant portion of the company’s total transaction volume and largely comes from outside Denmark or the EU as a whole.

“The deficiencies in the company’s customer due diligence procedures and transaction monitoring entail a real and significant risk that the company supports illegal gaming activities and the provision of payment services without a permit, which entails a particularly high risk of money laundering and terrorist financing,” the financial regulator’s statement said.

“The company has therefore been ordered to stop establishing new business customer relationships within online gaming until the company has documented to the Danish Financial Supervisory Authority that the serious violations of Section 10(1)(1) and Section 11(1)(4) and (5) of the Money Laundering Act have ceased.”

Inpay is licensed under Denmark’s Danish Payments Act. The company, which was founded in 2008, has offices in Copenhagen and London. In 2022 Inpay was named the fastest growing company in Denmark per the Financial Times’ FT 1000 business ranking.

丹麦金融监管机构丹麦金融监管局（Finanstilsynet）已向丹麦金融科技公司Inpay发出禁令，指其存在其所谓的“严重违反”《反洗钱法》的行为。

该监管机构于周一宣布的这项禁令暂时禁止Inpay在在线博彩领域建立新的企业客户关系，直至该公司向Finanstilsynet证明其违反《反洗钱法》的行为已经停止。

Inpay A/S是一家总部位于哥本哈根的金融科技公司，为在线博彩行业以及其他行业提供支付服务。该公司表示，其为企业及金融机构提供低成本、实时、全天候的跨境支付服务，涵盖法定货币和加密货币支付。

Finanstilsynet作出该裁决之前，已于2026年3月进行了一次反洗钱检查。

该监管机构指出，违规行为涉及在客户情况发生变化时未能充分执行客户尽职调查程序，以及未能评估与具有高洗钱或恐怖融资风险的iGaming客户之间业务关系的目的和预期性质。该机构还裁定，该公司未对其iGaming客户进行充分的“对外监控”。

在发给iGB的一份声明中，Inpay表示其严肃对待FSA的决定。“该命令源于丹麦FSA（Finanstilsynet）于2026年3月进行的例行检查，该检查除其他事项外，还包括对Inpay在反洗钱领域控制环境的评估，”公司声明中写道。

该公司表示，其已于7月27日自行决定暂停新iGaming客户的入驻。“Inpay董事会主动决定暂停在在线博彩领域建立新的企业客户关系，而非等待该决定，”该公司在声明中表示。

该公司向iGB确认，在线博彩及其他行业的现有企业客户不受影响，不会经历任何变化，且这仅是对新iGaming客户的暂时性暂停。

Finanstilsynet详述反洗钱违规行为

Finanstilsynet声称，违规行为涉及该公司客户组合的“大多数”，其表示这些客户占公司总交易量的很大一部分，且主要来自丹麦或整个欧盟以外。

“该公司客户尽职调查程序和交易监控方面的缺陷，导致存在真实且重大的风险，即该公司支持非法博彩活动以及无证提供支付服务，这带来特别高的洗钱和恐怖融资风险，”该金融监管机构的声明称。

“因此，该公司已被勒令停止在在线博彩领域建立新的企业客户关系，直至该公司向丹麦金融监管局证明其严重违反《反洗钱法》第10(1)(1)条以及第11(1)(4)和(5)条的行为已经停止。”

Inpay持有丹麦《支付法》下的牌照。该公司成立于2008年，在哥本哈根和伦敦设有办事处。2022年，Inpay根据《金融时报》的FT 1000企业排名被评为丹麦增长最快的公司。